You have written down your dreams and turned them into goals. You have broken down your goals into steps and turned them into a budget plan. Now it is time to make your dreams come true by backing that plan with action.

If you find it hard to make ends meet, taking steps to increase your household income can help you narrow the gap. Look for your spending leaks, those small purchases that can really add up, and identify the ones you can cut back on. Stretch your food budget by tracking your food costs, making shopping lists, and using a weekly meal planner.